Investment Returns
We do not advise making concentrated investments in a single country or sector, although we see it all too often. Owning profitable companies around the world is the optimal approach for achieving long-term growth, eliminating the need to try and predict market movements. You can immediately reduce bad outcomes by being properly diversified.
What does that look like?
Over the last 15 years, investment funds that align with this strategy have closely mirrored market returns, averaging roughly 10%* per year for an all-stock portfolio.
Another way to understand returns is by considering the time it takes to grow your investment. For instance, a 10% return means:
You would double your investment in 7 years - $500,000 would become $1,000,000.
Your investment would grow eightfold in 21 years - $500,000 would become $4,000,000.
Your investment would increase thirty-twofold in 35 years - $500,000 would become $16,000,000.
Investment Philosophy
We are firm believers that evidence-based strategies outperform emotional decisions. If you're looking for hot stock tips, our firm is not the right fit. We do NOT:
x Pick individual stocks
x Try to time the market
x Predict the future
PrimeNet follows a specific set of investment principles based on extensive research. Our evidence-based approach:
✓ Diversify extensively Don't concentrate all investments in one area.
✓ Remain invested Don't succumb to market panic.
✓ Minimize costs Opt for low-fee products.
✓ Manage taxes Taking advantage of tax advantaged accounts
✓ Rebalance diligently Maintain balanced portfolio weightings.
Our Investment Approach
PrimeNet collaborates with Dimensional Fund Advisors to implement our philosophy and provide a top-tier investment experience.
If you are unfamiliar with Dimensional, they are an institutional asset manager with numerous achievements:
Size: Over $950 billion in assets under management (approximately double the size of the Canadian Pension Plan, "CPP").
Experience: More than 40 years of consistent and proven performance.
Team: 1,600+ investment experts, including 4 Nobel laureates, working in 13 global offices.
An illustrative portfolio is available below, providing insights into portfolio weightings, key holdings, and historical performance.
*Based on historical returns of DFA607 — Global Equity portfolio, used for illustrative purposes. Past performance is not a guarantee of future results.
Mutual funds and ETF's are offered through our broker, Portfolio Strategies Corporation. Financial planning and all other services are offered through PrimeNet Financial.
Disclaimers: The reports and information contained herein are used for illustrative purposes and should not be interpreted as investment advice or recommendation. Investors should seek professional financial advice regarding the appropriateness of investing in any investment strategy or security, taking into consideration their unique investment objectives, financial profile, and risk tolerance. Performance data shown represents past performance. Past performance is no guarantee of future results, and current performance may be higher or lower than the performance shown. Performance for periods greater than one year is annualized unless specified otherwise. Indices are not available for direct investment, and performance does not reflect expenses of an actual portfolio. Any reference to portfolio performance is gross of fees paid to PrimeNet.
The prospectus and the fund facts prepared for each Class of units of each of the Dimensional Funds contain more complete information on the Dimensional Funds referenced. The prospectus and the fund facts for the Dimensional Funds can be obtained by visiting ca.dimensional.com. Please read the prospectus and the relevant fund facts before investing.
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