Investment Management
Every financial institution wants you to believe their investments are the best. The truth? Some firms have standout options, but no single company has a perfect lineup. As an independent firm, we’re not limited to just one provider—we handpick the best investments from across the industry to build you a strong portfolio.
​
Unlike many firms that operate on commissions, we have no hidden incentives to push one product over another. Our advice is driven by what’s best for you, not by sales targets or commissions. At PrimeNet, our independence means we focus on what truly matters: helping you grow and protect your wealth with strategies tailored to your goals.
Retirement Planning
We start with a plan to get you from where you are today to where you want to be. Showing you exactly what it looks like to get you from A to B. However, our holistic approach takes into consideration everything in between, so you’re covered from A to Z.
When we begin to plan, we will start with your current net worth and add assumptions based on different life stages. We will go over what is important to you, and prioritize those values to illustrate a truly unique retirement plan.
THE TOP QUESTIONS THIS PLANNING SESSION WILL COVER
-
How long will money last? Am I going to be okay?
-
How much can I spend so I won't run out of money?
-
When should I take my government benefits (CPP and OAS)?
-
Which assets should I draw on first for income?
-
What is the earliest age I can retire, or can I retire by ‘XX’ age?
-
How much will be left for my children?
Investment Planning
We provide an objective, unbiased review of your current portfolio, looking at the type of investments you hold, associated fees, the sequence of returns, and any other hidden sales charges associated with any of your products.
-
Are your investments performing to their relative benchmarks? •
-
Do you have the proper asset mix based on your risk tolerance and life stage?
-
Are there better alternatives to reach your goals?
-
Do you know exactly what you are invested in, and is it what you thought?
-
Can we be more tax efficient with the portfolio?
-
What’s your expected rate of return needed to reach your financial goals?
Estate Planning
-
How will my current assets be taxed at death?
-
Which of my accounts can have listed beneficiaries for tax efficiency?
-
Is my will up to date?
-
What is the best way to pass on assets to the next generation?
-
What does probate look like?
Cash Flow Management
-
Which accounts should I prioritize based on my financial goals? (TFSA, RRSP, Pension etc.)
-
Liquidity events (inheritance, sale of property, insurance proceeds)
-
Should I take the commuted value of my pension? • When should I take my government benefits? And what do they look like in retirement (CPP/OAS)?
-
Debt management
Dennis F, Niagara Falls
"Kevin was great! He explained everything in an easy way to understand and showed me how I can do more with my money. He set me up with a financial plan for my future. He was awesome!"
Elfie H, St. Catharines
"Kevin was kind, understanding and an excellent listener. He then applied what he correctly heard from me to a detailed plan."
Christian B, Fonthill
"We are very happy with how things are going. Investment seem to be performing well, communication is there and Kevin is doing everything that he said he would do. Highly recommend Kevin to anyone that needs help with financial advise."
We partner with the top investment firms to offer you the best investment products
These are just a few of the many firms we work with.
